SHIME

Frameworks

SHIME

SHIME: The Fintech Skills Framework

Beyond Technical Skills

In a rapidly evolving financial landscape, technical skills alone are no longer enough. The SHIME framework is CFTE’s proprietary tool designed to identify the holistic skill set required to thrive in Fintech and Digital Finance.

Developed by analysing 40,000+ jobs and consulting 100+ CEOs, SHIME ensures that professionals are not just “skilled,” but “ready.” It bridges the gap between traditional finance expertise and modern digital requirements.

Why Industry Uses SHIME:

  • 1. Holistic Assessment: Moves beyond just "coding" to include mindset and context.
  • 2. Talent Matching: Helps companies solve the recruitment mismatch in Fintech.
  • 3. Career Clarity: Allows individuals to identify their specific strengths and gaps.
  • 4. Future-Proofing: Focuses on transferable skills like resilience and adaptability.
  • 5. Standardisation: Creates a common language between HR, Tech, and Business teams.

The 5 Foundational Pillars

Soft Skills (S)

Communication & Leadership. The ability to influence stakeholders, manage diverse teams, and tell compelling stories. Essential for navigating change.

Industry Knowledge (I)

Context is King. Understanding financial markets, regulations, Open Banking, and the specific trends shaping the ecosystem.

Hard Skills (H)

Technical Proficiency. Job-specific tools such as Python, AI prompting, API integration, Cloud computing, and Data Analytics.

Mindset (M)

Agility & Resilience. An entrepreneurial approach to problem-solving. Being comfortable with ambiguity and ready to pivot.

Experience (E)

Proof of Ability. Real-world application of skills in Fintech startups, tech companies, or digital transformation projects.

Impact By Stakeholder

The SHIME framework is not just for learners; it is a strategic tool used by governments and corporations globally to align workforce capabilities with the digital economy.

For Individuals

Build a resilient workforce and make the recruitment process more efficient.

For Companies

Build a resilient workforce and make the recruitment process more efficient.

For Governments

Align national education programs to "feed the industry" with ready talent.

Ready to build your own SHIME?

  • Assess Your Skills!
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